About Us

We believe in the power of collaborative partnerships in driving real digital transformation, real economic value and financial inclusion

MMP table tent

Digital Shared Services Limited, trading as Digital PayGo, is a Zambian-based FinTech providing Merchant Mobile payments and Shared Agent Banking solutions with a passion for interoperability and collaboration. We live in a world where digital financial services are increasingly fragmented and confined to their own silo therefore their individual usefulness to many companies is limited by this lack of interoperability. At Digital Paygo, we believe in the power of collaborative partnerships and a shared approach to technology development and delivery which eliminates barriers to financial inclusion and is vital to digital ecosystem growth.

Established in 2019, our vision is to be a leading Digital Shared Platform and service provider in Zambia. We aspire to facilitate a digital shared marketplace of financial solutions in Zambia that would provide financial institutions with cost-effective solutions and enhance their distribution channels. This will enable organisations transition fixed technology costs to variable costs thus accelerating digital transformation. At Digital PayGo, we offer our partners alternative models for revenue and business growth, access to secure financial platforms that offer interoperability with other financial institutions, speed to market of the products and trade development expertise.

Digital banking is the new bank in Zambia that has been driven by the rise of technological advancements and the demand for customer centric products and solutions. The digital space has created a non-traditional competitive advantage for mobile network operators to provide financial services. We specialise in custom solutions to link businesses to the complex ecosystem of digital and financial services in Zambia whilst maintaining the compliance of security standards of the financial industry. Digital PayGo provides valuable solutions to grow mobile transactions, drive incremental revenue and increase access to distribution channels.

With decades of experience in the financial industry, payment technologies and digital transformation coupled with the an in-death knowledge of the local market, our team is well capable of driving mutual benefits from this collaborative partnership.

Why Digital Paygo?

Financial Advantage

Revenue on every transaction, and cost effective for banks & mobile operators to plug the code into their apps.

Easy Regulatory Compliance

The complex regulatory integration requirements that plague much of digital and financial innovation in Zambia are handled by us, so you can focus on growing your business.


An ecosystem of over 50,000 merchants & 10,000 agents from the founding partners.


Secure IT infrastructure with world-class technology partnerships and PCI/DSS compliance.

Reliable & Credible

Digital PayGo is a financially stable fintech with an industry recognised board.